AI for mortgage brokers: the file never leaves the office.

A broking file is a stack of the most sensitive documents a household owns: payslips, bank statements, identity documents, credit information. Brokers drown in the paperwork AI is best at, and hold exactly the data that should never leak into cloud tools. An Ermos unit gives the brokerage the capability without the client file leaving the office. Our current unit is Dominion.

What your team does with it

The compliance frame, plainly

Credit assistance runs under the National Consumer Credit Protection Act 2009: licensee general conduct obligations, responsible lending documentation, and the best interests duty for brokers recommending consumer credit. The file is the evidence. Client financials and identity documents are personal information under the Privacy Act 1988, and credit information carries its own stricter regime under Part IIIA. Every one of those frameworks turns on where the information goes and who can access it, which is the question an offshore AI tool makes complicated and a no-egress unit makes short.

Most brokerages live in Microsoft 365, so the natural comparison is Copilot: our Copilot comparison works the per-seat arithmetic and, from Microsoft's own documentation, where the AI processing happens.

Built for how a brokerage actually runs

Your Ermos unit is installed on your network and fully managed: monitoring, model updates and support included, with ErmosIQ learning your lenders, your templates and your file conventions. Unlimited users with no per-seat licences, so growing the team does not grow the bill.

The use case library

Process-level guides to running specific workflows on an Ermos unit, each on its own page. We add to this library as clients show us new ways they work.

Common questions