Ermos AI for loan application packaging.
Every application starts the same way: a folder of payslips, statements, contracts and IDs that someone has to turn into a coherent financial position. It is hours of transcription and cross-checking on the most sensitive documents a household owns. An Ermos unit does the assembly inside your office; the broker verifies against the sources.
How it works on the unit
The client's documents are indexed on the unit over your network, nothing uploaded to any service.
Income, commitments, assets and liabilities summarise into your application format, each figure citing its source document.
Where the statements disagree with the declared position, or a document is missing, the gaps are listed before lodgement.
Every figure is checked against the cited source. The application that lodges is the broker's work, prepared faster.
Why on-premise matters most here
Application files hold identity documents and complete financial records, the exact material privacy and credit regimes protect hardest. Processing them on the unit keeps the whole exercise inside the licensee's control, consistent with the obligations covered on our mortgage brokers page.
What it changes in the pipeline
Packaging time per deal drops sharply, rework from missed documents drops with it, and volume stops being limited by processing capacity, because nothing is metered whatever the month brings.
Common questions
Does it read bank statements reliably?
Does it lodge applications?
Where do client documents go?
See Dominion answering from your own documents.
A demonstration takes 30 minutes, uses no client data, and comes with no obligation.
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