Ermos AI for advice letter drafting.

Every placement ends in a letter: what we recommend, why it suits your circumstances, what you should know about the cover. Since claims handling and advice sit under the AFSL regime, the letter is compliance as much as service. The unit drafts it from the placement file; the broker owns it.

How it works on the unit

1
Ground it in the placement

The client's file, the comparison work and the recommended terms are the sources.

2
Draft the advice

Recommendation, basis and key cover points draft into your letter format, in the brokerage's voice.

3
Carry the caveats properly

Exclusions, conditions and duties the client must know are drawn from the actual wording, not remembered.

4
Broker approval

The broker settles the advice and sends. Nothing reaches a client without that sign-off.

What it changes in the brokerage

Advice letters stop being the bottleneck between decision and cover, their content matches the placement because it came from the file, and the disclosure of what a policy requires of the client is consistent on every letter, not just the careful ones.

Why on-premise matters here

Advice letters restate the client's circumstances and your reasoning. Drafted on the unit, both stay inside the brokerage, consistent with the obligations on our insurance brokers page.

Common questions

Is an AI-drafted advice letter compliant?
Compliance attaches to the advice and the broker giving it. The unit drafts within your process from your documents; the broker reviews, settles and signs, as with any drafting support.
Does it pull exclusions from the actual wording?
Yes, that is the design: client-facing caveats cite the placed wording rather than relying on memory of it.
Will letters be consistent across brokers?
Drafts share your house structure and disclosure standards, then each broker settles their own advice. Consistency where it should be, judgement where it must be.

See Dominion answering from your own documents.

A demonstration takes 30 minutes, uses no client data, and comes with no obligation.

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